Dental Insurance – Auburn, MA
Making Your Child’s Dental Care More Affordable
Ensuring your child’s oral health remains on track and in tip-top shape requires finding affordable care. Not everyone can afford to pay out of pocket for dental cleanings and exams, fillings, and orthodontics. This is why our team at New England Kids is here to welcome your dental insurance in Auburn. Not only do we strive to provide affordable services, but we also want to help you save even more with each visit to our office. If you want to learn how to make your child’s oral healthcare easier on your wallet, call us today!
How Dental Insurance Works
Various companies offer dental insurance, allowing policyholders to save on preventive and restorative care. While each plan is different, the general framework for in-network savings is as follows:
- 100% preventive services covered (i.e., dghental exams, dental cleanings, X-rays)
- 80% minor restorative services covered (i.e., dental fillings)
- 50% major restorative services covered (i.e., dental crowns, tooth extractions)
Your dental insurance plan may cover orthodontics; however, you may also be required to purchase a supplemental plan if you discover your policy does not include braces.
What is the Difference Between Dental and Medical Insurance?
Dental and medical insurance are not the same. The latter offers greater savings on services designed to address problems after they occur. Hospitalizations, lab testing, surgical procedures, etc., will usually see your medical insurance company paying more for this kind of care.
Dental insurance, however, focuses on preventing serious oral health problems. As shown in the bulleted list above, insurance companies pay less when more advanced procedures are required. This design encourages patients to seek preventive care year-round.
In-Network vs. Out-of-Network
In-network and out-of-network dentists have varying cost expectations. While you are free to choose a dental professional who does not take your insurance, you will likely spend more up front and have to wait for reimbursement.
In-Network
In-network dentists enter into contractual agreements with insurance companies to offer lower fees for patients seeking certain preventive and restorative services.
New England Kids is pleased to welcome all dental insurance plans and will work with you to maximize your available benefits.
Some of the in-network plans we accept include:
- Aetna
- Delta Dental
- Humana
- BlueCross BlueShield
- Mass Health
- Medicaid
- And Many More!
